Success Story: Buy-To-Let Remortgage

At Approved Finance Group, we pride ourselves on helping property investors maximise the potential of their assets with the right financial solutions at every stage of their journey. A recent case, led by our Property Finance Broker Thomas Brogan, demonstrates how expert advice and a tailored funding strategy can unlock equity, boost rental yields, and build long-term value.

The Client’s Journey

Six months ago, our client approached us with a clear goal: to acquire and enhance a residential investment property with the intention of refinancing it onto a buy-to-let mortgage. With the support of Tom Brogan, bridging finance was swiftly secured to fund the purchase of a three-bedroom semi-detached property, valued at £660,000 at the time.

The client invested approximately £10,000 into refurbishments to modernise the property and improve its rental appeal. Upon completion of the works and with a new tenant in place at a higher rental income, the property was revalued at £750,000—an impressive £90,000 increase in equity in just half a year.

The Refinance

Once the refurbishment was complete and the increased rental income was secured, Tom arranged a buy-to-let mortgage of £543,790, allowing the client to exit the bridging loan and transition the property onto a long-term, income-generating mortgage product.

This successful refinance not only reduced the client’s cost of borrowing, but also enhanced their monthly cash flow and secured a strong yield—setting them up for sustainable returns and future growth.

Tom’s Perspective

Speaking on the deal, Tom Brogan commented:

“This was a textbook example of how bridging finance, when used strategically, can help investors unlock value quickly. The client was clear on their objectives from day one, and it was great to see the plan come together. By refinancing onto a long-term BTL mortgage, they’ve not only increased the property’s value but also created a solid, income-producing asset with room for future appreciation.”

Why Choose Approved Finance Group?

This case highlights the importance of working with a finance partner who understands the full investment lifecycle - from acquisition and refurbishment through to refinance and long-term wealth creation.

At Approved Finance Group, our Property Finance Division is dedicated to helping clients structure deals that align with their investment goals. Whether you’re a seasoned landlord or just starting your portfolio, we’re here to provide expert advice and access to competitive lending options across the market.

Looking for Property Finance Solutions?

Whether you're in need of Commercial Mortgages, Development Finance, Bridging Loans, or Buy-to-Let options, our Property Finance team is here to help. With years of experience and a deep understanding of the property market, our specialists can find the right financial products for your needs.

Contact our team today at 01908 429888 or email us at info@approved-finance.co.uk to learn more. Alternatively, you can explore our comprehensive guide to bridging loans by clicking here.