Empowering Subway Franchisees with Tailored Finance Solutions
- George Dunn
- Mar 11
- 2 min read
Updated: Mar 13

Running a successful franchise comes with its unique set of challenges, from managing cash flow to funding expansion. At Approved Finance Group, we understand these challenges first-hand, which is why we’re proud to be the official finance providers for Subway UK & Ireland.
In our latest case study, we sat down with Santosh Singh, a Subway franchisee, to discuss his journey, the realities of running a franchise, and how our tailored finance solutions have supported his growth.

The Challenges of Running a Franchise
Franchising offers a fantastic opportunity to build a business under a trusted brand, but it still requires strategic financial planning. Many franchisees face hurdles such as:
Initial Investment & Expansion: Securing the right funding to open new locations or refurbish existing ones.
Cash Flow Management: Keeping finances stable while managing supplier payments, wages, and operational costs.
Equipment & Asset Finance: Investing in high-quality kitchen equipment, signage, and technology to stay competitive.
Rebranding & Store Upgrades: Ensuring stores remain modern and aligned with Subway’s latest branding and technology requirements.

Keeping Up with Rebranding & Store Upgrades
As part of Subway’s ongoing evolution, franchisees are expected to keep their stores up to date with the latest branding, equipment, and technology. This includes:
Store refurbishments to meet the latest Subway design standards
Upgrading kitchen equipment for efficiency and consistency
Investing in digital menu boards and self-service kiosks to enhance the customer experience
Sustainability improvements such as energy-efficient appliances and eco-friendly packaging solutions
These upgrades are essential to maintaining customer engagement and ensuring franchisees remain competitive in an evolving market. However, they also require a significant financial commitment, which is where the right funding solutions can make all the difference.

How Approved Finance Group Supports Subway Franchisees
At Approved Finance Group, we specialise in tailored funding solutions designed to help Subway franchisees thrive. Whether you’re launching your first store or looking to expand, we provide:
Franchise Business Loans – Competitive funding options to help with setup, refurbishment, or working capital.
Asset & Equipment Finance – Spread the cost of essential assets like kitchen equipment and digital menu boards.
Cash Flow Support – Flexible finance options to keep your business running smoothly.
Hear from a Subway Franchisee
In our exclusive video interview, Santosh Singh - Subway Franchisee Director, shares his personal experience of working with Approved Finance Group. He discusses how securing the right financial support made a difference in growing his business and why having a trusted finance partner is essential for success.
Watch the full interview here:
How to Apply
If you would like to speak to a member of our finance team to discuss your options when it comes to Subway franchising, then do not hesitate to call 01908 429888 or click the link below to start you application today: