£350,000 Cash Flow For Family Business in the Fish & Chip Industry

One of the most rewarding parts of my role is supporting passionate business owners who pour everything into what they do. Recently, I had the pleasure of helping a well-established, family-run fish and chip shop in the Midlands secure the funding they needed to grow—and in doing so, put themselves in a much stronger financial position.

Understanding the Challenge

The client originally came to us looking to raise £200,000 in working capital to support their expansion into new markets. As I dug into their financials, it quickly became clear that they were paying a high interest rate on an existing loan—something that was holding the business back from achieving its full potential.

Building the Right Solution

Rather than simply arranging a new facility, we took a strategic approach. I worked directly with the lender to consolidate the client’s current loan into a much more competitive product, lowering their monthly repayments and freeing up cash flow.

At the same time, we secured an additional £200,000 in fresh working capital, giving them a total facility of £350,000. Not only did this give them the funds they needed to grow, but it also reduced their overall borrowing costs.

A Platform for Growth

With expansion capital in place and lower interest payments, the business is now in a much stronger position to move forward with confidence. They’ve got the financial headroom to invest in new locations, streamline operations, and continue building on the legacy they’ve worked so hard to create.

Conclusion:

This deal was a great example of how bespoke finance solutions can make a real difference. It wasn’t just about funding - it was about taking a holistic view of the business and building a structure that works for them, now and into the future.

If you're a business owner looking to grow or improve your financial structure, we’re here to help. At Approved Finance Group, we take the time to understand your goals and create funding solutions that truly fit.

How to apply?

At Approved Finance Group, we are dedicated to helping businesses like Recycle for Future Limited access the funding they need to thrive. If your business is looking for ways to unlock capital tied up in your assets, our team is here to help guide you through the process and find the best solution for your unique needs.

If you are a business that believes could benefit from asset refinance, speak to a member of our business finance team today by calling 01908429888 or email us at info@approved-finance.co.uk. Alternatively, click here to check your eligibility today and a member of our specialist finance team will be in contact as soon as possible.