What is a Commercial Mortgage?
A commercial mortgage is a financing option designed specifically for purchasing or refinancing commercial properties. These long-term loans are secured against the property, providing businesses with the capital needed to acquire or invest in commercial real estate.
Commercial mortgages typically offer lower interest rates and longer repayment terms compared to short-term financing options. They are ideal for businesses looking to establish a stable presence, expand operations, or generate rental income from commercial properties.
Also known as business mortgages, commercial mortgages allow business owners to borrow the money needed to buy property or land for their business. Repayment is made in monthly instalments, similar to a residential mortgage, including interest.
Potential Uses for a Commercial Mortgage
Business owners can use commercial mortgages to buy or refinance commercial properties, expand their operations, or invest in real estate. These mortgages help secure long-term stability, acquire new premises, or generate rental income, supporting business growth and success.
You might consider applying for a Commercial Mortgage if:
You want to own your business property.
You are an investor looking to purchase a property to lease to other businesses.
You are a landlord looking to purchase further properties.
You want to re-mortgage to take advantage of a better interest rate or fix the term.
Acquire the Property You Need with Approved
Businesses should utilise Commercial Bridging Finance by Approved Property Finance for its reliable and expert service. With quick capital access, flexible terms, and a trusted reputation, Approved Property Finance enables businesses to bridge financial gaps, seize opportunities, and expedite commercial property projects with confidence and ease.
Other Approved Property Finance Services
We understand the complexities of property finance and have the knowledge to secure your next bridging, mortgage or development project. With market-leading property finance products and best-in-class rates, Approved are ideally placed to deliver your funding solution.
Partnered
Lenders
125+
Funded For
UK Businesses
£500M
5-Star
Google Reviews
300+
Raised For
Partnered Charity
£110K
How It Works
Discover our streamlined process for securing tailored financial solutions. We keep our business finance options transparent, with no hidden fees or unpleasant surprises. This is business finance made easy. Our no-obligation application won't impact your credit score.
01
Fast Application In Seconds
Share basic information about you, your business and finance requirements by applying online or calling.
02
Understanding Your Business
A dedicated account manager will discuss your requirements and gather necessary documentation.
03
Receive Your Free Quote
We'll discover the best deals, handle applications for you, and provide a quote with no obligations.
04
Get Your Funds Fast
Once approved, we'll get funds to your preferred business bank account or pay a supplier on your behalf.