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ASSET
FINANCE

Asset finance is a pivotal tool for businesses of all sizes, it allows your business to obtain assets and equipment to aid growth.

 

Asset financing is useful when you need new equipment for expansion or if you need to replace business critical assets to stay operational without applying large pressure to cash flow.

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What is Asset Finance?

Asset finance, also known as equipment finance, is a secured business loan that helps companies acquire assets without upfront costs. Business owners use it to expand operations, seize opportunities, or quickly obtain equipment. By spreading the cost over several years with manageable monthly payments, it prevents the depletion of other credit lines or cash reserves.

Commercial asset finance enables businesses to acquire or upgrade equipment, purchase vehicles, or renovate premises. The lender procures the required assets and leases them back to the business through fixed monthly payments over an agreed period. This process ensures efficient access to essential resources while maintaining financial flexibility.

By using asset finance, businesses can manage their finances effectively while obtaining necessary tools and equipment. This method preserves cash flow and supports growth, making it a strategic choice for companies looking to enhance their operations. To learn more about how asset finance works, read our in-depth guide: Asset Finance: All You Need to Know.

The information you provide will be used by Approved for the purpose of determining your eligibility and may be used to contact you about your quote. See our full data privacy notice for details on how we process client personal information.

Finance the Assets or Equipment You Need To Grow

We help businesses to secure the finance they need to purchase essential assets suchasequipment, machinery and vehicles. With various types of asset finance available as well multiple providers, we'll find the solutions and providers that are best suited to your unique requirements.  

Potential Uses for Asset Finance.

Asset finance helps businesses get the assets they need without paying large upfront costs. This financial tool supports cash flow management, tech upgrades, and efficient handling of equipment and vehicle fleets.

You might consider applying for a Asset Finance if:

You want to acquire essential machinery and equipment without large upfront costs.

You would like to obtain and manage cars, trucks, and vans efficiently.

You would like to finance new IT equipment and software to stay competitive.

You are looking to spread costs over time to maintain financial stability and liquidity.

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Quick Guides to Asset Finance

If you're unsure on which asset finance product is right for your business or if you're just looking to learn more, then check out our Approved quick guides to each Asset Finance service we provide.

Other Approved Finance Services For You

We understand the complexities of business finance and have the expertise to secure funding for your next venture, whether it's working capital, equipment purchases, or expansion projects. With market-leading business finance products and best-in-class rates, Approved is ideally positioned to deliver your funding solution.

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Get paid fast and efficiently while alleviating the pressure on your cash flow with Invoice Finance.

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Never Miss Another Opportunity Again With Our Flexible Business Loans.

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Unlock valuable working capital against assets that your business already owns.

Partnered

Lenders

125+

Funded For

UK Businesses 

£500M

5-Star

Google Reviews

300+

Raised For

Partnered Charity

£110K

How It Works

Discover our streamlined process for securing tailored financial solutions. We keep our business finance options transparent, with no hidden fees or unpleasant surprises. This is business finance made easy. Our no-obligation application won't impact your credit score.

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01

Fast Application In Seconds

Share basic information about you, your business and finance requirements by applying online or calling.

02

Understanding Your Business

A dedicated account manager will discuss your requirements and gather necessary documentation. 

03

Receive Your Free Quote

We'll discover the best deals, handle applications for you, and provide a quote with no obligations.

04

Get Your Funds Fast

Once approved, we'll get funds to your preferred business bank account or pay a supplier on your behalf.

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Copyright © 2025 Approved Business Finance Ltd. All rights reserved.

 

Approved Business Finance Ltd is an independent asset finance brokerage and not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent finance advisors and so are unable to provide you with independent finance advice. Approved Business Finance Ltd will receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them. We will receive commission from our lenders. Approved Business Finance Ltd aims to provide our customers with the highest standards of service. If our service fails to meet your requirements, we will endeavour to find a resolution. 

 

Approved Business Finance Ltd is an Appointed Representative of AFS Compliance Ltd, which is Authorised and Regulated by the Financial Conduct Authority, firm number 625035. Approved Business Finance Ltd is a Franchisee of Asset Finance Solutions (UK) Ltd. Approved Business Finance Ltd is incorporated in England and Wales (company number: 11914104) with its registered office at Witan Studios, Witan Gate, Milton Keynes, MK9 1EJ

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